Debt Review: Change in Circumstance Form

During the time of COVID-19 and national lockdown where many are losing their income, knowing what to do when your circumstances change is essential to those under Debt Review.

If you are currently under Debt Review in South Africa, you will find it helpful to familiarize yourself with the documents below outlining the procedure for change in circumstances, approved and issued by the National Credit Regulator.

View the documents:


Guidelines for Change in Circumstance (17.3)

Form 17.3

The National Credit Regulator (“the NCR”) established the Credit Industry Forum (CIF) to identify and address operational difficulties that come with implementation of the National Credit Act as amended (“the Act”) and to make advisory recommendations to the NCR which, upon acceptance, will be issued as guidelines to the credit industry.