Debt can devastate relationships. These guidelines will help you understand the financial commitment that is part of marriage. Falling in Love is a beautiful thing to observe. Sweaty palms, hand-holding, …
“Can I really get 60% off my debt?” The truth about advertisements offering huge discounts off debt repayment.
It is not uncommon to receive marketing messages advertising discounted debt consolidation. In fact, only recently, Cape Debt Clinic received this very sms: “Become debt free. Don’t struggle to pay …
What happens if I stop paying my debt review? The consequences of exiting debt review before clearance.
The National Credit Regulator (NCR) works to help consumers understand the various aspects of credit agreements, debt review, and the rights and responsibilities of consumers. Despite the available information, Cape …
How a Registered Debt Counsellor Can Help You: Explaining Over-Indebtedness and the Role of the Debt Counsellor
Shelley* is becoming desperate. From early mornings until evenings late, creditors are calling her on the phone about her debt. She is starting to feel harassed. She changes her mobile …
The Do’s and Don’ts of Debt Review
The reality that you are over-indebted can be an awful realisation. Once this sinks in, be assured that there are steps you can take to help yourself – you can …
The Top 5 Questions Received by Debt Counsellors
Have you ever wondered about applying for Debt Review, but have questions that are keeping you back? In this article, Karin of Cape Debt Clinic answers the five most common …
5 Good reasons to apply for Debt review – and how to make it work
Being over-indebted is not a good place to be. Symptoms of over-indebtedness include feelings of helplessness, high blood pressure, stress-related illness and worse still, the realization that there seems to …
Breakthrough
Good morning Karin, Just letting you know that the budget you drew up really helped us and thanks to God I got a breakthrough… Once again thank you very much. …
New Start
Thank you so much for all your support. You have been a great part of the new start for me and my wife and we will always be indebted to …
Smooth Debt Repayment Process
I had a lot of problems in the beginning when I was under my previous debt counselor, to the extent that my car was taken back by Std Bank and …